Make super fair

  • Young Woman

    I want my daughter, and granddaughters to have a more comfortable retirement than I will

    I want my daughter, and granddaughters to have a more comfortable retirement than I will

  • Young Woman

    Women shouldn’t be retiring with $85,000 less than men

    Women shouldn’t be retiring with $85,000 less than men

  • Young Woman

    All Australians should have the chance for a decent retirement

    All Australians should have the chance for a decent retirement

  • Young Woman

    How can I put more towards my super when I only earn $35,000 a year?

    How can I put more towards my super when I only earn $35,000 a year?

  • Young Woman

    Women deserve their fair share of government support for saving for retirement

    Women deserve their fair share of government support for saving for retirement

Illustration of people Illustration of people cut out with scissors

On average, women currently retire with 47% less super than men.
It is time for the government to close the super gap.

What is the gender super gap?

The pay gap between men and women has been around 18% for the last two decades. By the time women get to retirement age, this gender pay gap translates to a much bigger superannuation gap of around 47% which means that women retire with an average of $85,000 less super than men. The gender super gap is one reason that an estimated 40% of older single retired women live in poverty and experience economic insecurity in retirement. These older single women are more dependent than men on the age pension and are the fastest growing cohort of homeless people in Australia.

What needs to be done to close the super gap?

The onus shouldn’t be on women to fix the problem, especially when most don’t have the means to do so. Government action is needed to make super fair for women.


Provide women and other low income earners with an additional $1,000 contribution annually into their super, boosting their balance and helping them make up the gap

Make sure there are no further delays in increasing the superannuation guarantee to 12%

Remove the $450 monthly pay threshold which sees an estimated 220,000 women miss out on super every year

Make sure that super is paid on parental leave, to ensure it is treated like all other types of leave

Measure and publish the impact that any future changes to super would have on women

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